Getting Your Teen Their First Car: A How-To

Make sure you're setting them up for safety right from the start.

1. Choose the Right Car

Let's face it, if you left the decision up to your teen, you would probably end up with either a huge SUV or a suped up sports car, neither of which is particularly safe for a young, new driver. However, there are plenty of options out there to make both you and your teen happy. And with the right research, you can find a car that is not only fun to drive, but also safe and reliable, too.

Choosing a midsize car is the best way to go, according to The Insurance Institute of Highway Safety and the Insurance Information Institute. Depending on your budget, you can opt for either a new or used model - just make sure the car is in good condition with updated safety features like airbags and electronic stability control. Also, you'll want to check out crash test and safety ratings before making your final purchase.

Fuel efficiency is another important factor to consider, especially in today's economy. Unless you're willing to cover the cost of filling your son or daughter's tank each week, buying your teen a gas guzzler is probably not a good idea.

2. Get the Best Auto Insurance Rate

The truth is that no matter what car you choose, insuring your teen driver will increase your auto insurance rates. But there are some things that you can do to make these costs as manageable as possible. In fact, another great reason to opt for safety first at the car dealership is that it can help keep your auto insurance premiums down. Because safer cars tend to have a lower accident risk, they are usually less expensive to insure.

Another way to get the best auto insurance rates possible is to scope out potential discounts. If your teen is a full-time student, for instance, he or she may be eligible for a good student discount. Researching your options beforehand will help you to make an informed decision when trying to find the right car for your teen.

3. Set Boundaries

Choosing a good car and purchasing the right auto insurance are only the first steps in keeping your teen safe on the road. Talking with your teen about safe driving and setting clear rules and guidelines are also important. To ensure that your teen stays safe behind the wheel, you can:

• Limit the number of passengers your teen can have in his or her car at any one time;
• Establish a "no cell phone" policy to ensure that your teen does not text or call while driving;
• Discuss what to do in cases of emergency, including accidents and adverse weather conditions.

Resource: Allstate Insurance Co.

What to look for in a Car for your Teen Driver | Imports by Day Monroeville PA

If you ask any teenager what they are looking forward to doing the most as they get older, at the top of most lists is probably being able to drive. After all, being licensed to drive gives teens a great sense of freedom – they can now come and go as they please; they are no longer dependent on mom and dad to get them where they need to go.

However, the time when teens begin to drive can potentially be the most deadly. Every dayseven teens ages 16 to 19 die from injuries sustained in a motor vehicle crash. And the crash rate is 3.7 times higher for 16 year old drivers compared to drivers all of all ages, and 2.7 higher for drivers aged 16 to 19.

For parents that are conducting a used cars search for appropriate vehicle options for their teen drivers, how can they help them stay as safe as possible? Here’s a look at five in-car options to look for during their used cars search.

Side Airbags

Although everybody knows about airbags as a safety component in vehicles, some may not realize the importance of side airbags. A study conducted in 2006 conducted by the Insurance Institute for Highway Safety found side airbags that protected driver’s heads helped reduce deaths in cars that were hit on the driver side by about 37 percent.

Electronic Stability Control

ESC works through speed sensors that are placed on all wheels and the steering wheel to help drivers when on roads that are slippery or very curved.

If the ESC system notices the vehicle is about to go in an opposite direction from where the steering wheel is pointed, is will break the necessary wheels to help keep the car under control. ESC can be found vehicles from 2012, and even earlier.

Crash Avoidance Technology

Over the past few years, vehicle manufacturers have unveiled a crop of new applications to help drivers avoid car accidents. These crash avoidance technologies work by providing the driver with warnings, or in some instances even automatically putting on the brakes. Examples of these technologies to look for in a used cars search include blind spot detection, adaptive headlights, lane departure warning, and front crash prevention.

Anti-Lock Brake System (ABS)

An ABS is another safeguard against slippery roads, as well as inexperienced young drives that may find themselves “panic braking” in certain situations. The ABS helps ensure the brakes on a car do not lock up, which could cause a driver to lose control of the vehicle. ABS on the rear wheels allows the vehicle to keep moving in a straight line, while ABS on all wheels allows the driver to maintain steering capabilities.

Seat Belt Reminder System

Although the “ding, ding, ding” that reminds you to buckle up every time you’re in the car can be rather annoying, studies show they do save lives. For instance, a study published in 2008 found 97.5 percent of passengers put on a seat belt when in a vehicle with a reminder system, while only about 86 percent did in cars without a reminder. And teens need all the reminders they can — a 2002 study found that only 69 percent of teens ages 16 to 24 wear their seat belts, and more than two-thirds of teens killed in car crashes were not wearing seat belts.